Regulatory information

Ofi Invest Asset Management is a subsidiary of Ofi Invest. To find out more about Groupe Ofi Invest companies, please go to www.ofi-invest.com.

Legal notices

For purposes of this website (the “website”), when we say “we” or “our”, we are making reference to the company Ofi Invest Asset Management. “Ofi Invest Asset Management” means exclusively our company, Ofi Invest Asset Management, which is a portfolio management company that has been certified by the French Financial Markets Authority and has been constituted as a société anonyme [joint-stock company] governed by French law, with authorised capital of 71,957,940 euros and registered offices at 22, rue Vernier 75017 Paris, France, and has been entered into the Paris Registry of Trade and Companies (RCS) under number 384 940 342.

Website ownership, copyrights

Unless otherwise stated, this website and its content are the property of our company.

As such, our company holds copyright to all information on this website, as well as all its related intellectual property, including, but not limited to, its design, database rights, brands, registered trademarks, service brands and logos.

The reproduction, depiction, dissemination, transmission, copying, or modification, through any means whatsoever, of all or part of this website (and in particular its images, texts, iconographic depictions, and documents that may be downloaded from this website), as well as the software integrated into this website, are accordingly strictly prohibited without the prior written consent of our company.

However, pages of this website may be downloaded onto a hard drive or printed out for your personal use, subject to compliance with, and the routine reproduction of, copyright notifications, and the compliance with, and reproduction, more generally, of any mentions pertaining to copyrights or intellectual property rights on the pages considered, and as long as no change of any nature is made to the printed or downloaded items.

The downloading or any form of copying of information provided on our website confers no rights to its software or information.

Trademarks

The name “Ofi Invest Asset Management” and its associated logo are registered trademarks. Any use of said trademarks by third parties, for whatever reason, is subject to the prior express consent of our company. The online publishing of the iconic elements of said trademarks may, under no circumstances, be construed as such authorisation. If you need to use the trademarks and logos that appear on the website for the purpose of marketing and promoting projects in which our company is involved, please contact: contact.corporate.am@ofi-invest.com.

In any case, the trademarks or logos must under no circumstances be used in documents or projects that are defamatory, illegal or illicit or in any other way that are likely to harm the reputation or business goodwill of the management company. In each case where our company’s trademarks or logos are used, such use must come with a stipulation that said trademarks or logos, depending on the case, are our company’s property, along with a suitable symbol, TM or ®. We reserve the right to impose additional conditions at any time on the downloading and use of these trademarks and logos.

More generally, unauthorised use of any trademark whatsoever that is on our website shall be subject to prosecution against the person responsible for said use or the person who facilitated it.

Changes

This website is subject to modification, deletion, adaptation or change in whole or in part at any time and without notice by our company, including in its ergonomic features, presentation, general appearance, operating procedures or the information that it contains. Its “Terms and Conditions of Use” and this “Regulatory Information” may therefore be modified from time to time , with such changes announced on the website for your information.

It is nonetheless recommended to consult this page regularly.

If you continue to use the website after such changes have been made, you will be deemed to have agreed to them and will therefore be bound by them.

Use of links

This website may include, from our company or third parties, links to other websites or Internet sources, including third-party websites; they are provided to you solely for your convenience.

As our company does not control these websites and/or external sources, it may not be held liable (directly or indirectly) for their releases or for their content; the use of such links is therefore subject to your sole responsibility, as is the use of data, sources, information and procedures of any nature whatsoever that are on the websites that you access through the aforementioned links.
In any case, it is noted that we have not developed, or verified the accuracy of, or revised, the data accessible via links, if any. We may therefore not be held liable for damage or losses caused by faults or omissions that may exist in the services, information or other content provided on the website, whether real, alleged, indirect or punitive. Accordingly, we provide no guarantee nor make any statements regarding, and cannot be held liable for, any content delivered electronically by a third party, including as regards the accuracy, purpose, quality or timeliness of the electronic content.

It is hereby stated that no third party who has not received the prior express consent of our company may set up a hyperlink providing access to this website. If you wish to insert a link to this website, you must first request written authorisation. To do so, please contact: contact.corporate.am@ofi-invest.com.

Money laundering

In strictly adhering to regulations in this area, our company contributes to combatting money laundering and the financing of terrorism; in accordance with such regulations, it is up to any person wishing to receive a product or service to provide all identification information necessary to enforcing such provisions, prior to making the investment under consideration.

Liability

Data on this website (www.ofi-invest-am.com) are presented “as is” on the date that is indicated. We offer no guarantee, express or implicit, as to the accuracy, reliability or exhaustiveness of information provided on this website and expressly reject any guarantee of the website’s aptitude for a given purpose. The data are based on information that our company considers to be reliable, but for which no guarantee is offered as to its accuracy, exhaustiveness, validity, or relevance, and it must not be regarded as such for any purpose whatsoever.

Despite all precautions and protections that have been set up, the Internet is not a secure means of communicating information. In using the www.ofi-invest-am.com website, you expressly acknowledge that you are fully aware of the risks incurred by the use of the Internet and that such use is made at your sole risk. Our company may not be held liable for any loss or damage that may result from the interception by third parties of information that is provided to you on the www.ofi-invest-am.com website. We cannot guarantee that this website is, or will be, permanently available, accessible, non-interrupted, regular and secure or that it operates, and will operate, without error, or that it will be free of any viruses or other harmful phenomena. Accordingly, neither our company nor any of its directors, managers, or employees may be held liable for any loss or damage that may result from a breakdown or interruption in this website, or for any error, omission, interruption, deletion, fault, operating or transmission delay, computer virus, breakdown in communications lines or change to, or use of registrations, even if the circumstances causing such could have been under our control or under the control of one of our suppliers.

Generally speaking, and barring express mention on the website or specific regulatory obligation, neither our company or any of its affiliated companies, nor any of its directors, employers or other representatives may be held liable (whether by virtue of a contract, tortious liability, a law or otherwise) for any damage, loss, cost, claim, debt or expense arising from the use of this website or related to it. This limitation of liability applies to all damage, losses, costs, claims, debts and expenditures of any nature whatsoever, whether direct or indirect, including (but not limited to) fees or legal expenditures, loss of earnings, loss of expected savings or income, loss of data, loss of contracts, loss of use of capital or of opportunities, losses or damages to goods and/or any wasted expenditure or third-party claims.

Please keep in mind that:

past performances are no guarantee of future performances;
the value of investments and the income they generate may either fall or rise, and it is possible that you will not recover your initially invested amount;
exchange rates may raise or lower the value of investments.

Processing of personal data by our company

In accordance with the General Data Protection Regulation (GDPR) – EU Regulation 2016/679 of the European Parliament and Council of 27 April 2016 and the French Data Protection Act of 1978, data of a personnel nature of persons concerned collected by our company are subject to processing for the purpose of managing its clients and combatting money laundering and financing of terrorism. Such data are meant for our use, the use of entities of our parent group, Groupe Aéma, its service providers and, where applicable, administrative and judicial authorities.

Such data shall be kept throughout the client relationship plus five years effective with the end of the relationship, then kept on file in order to be able to comply with any legal obligation or provide evidence needed, for example, in cases of litigation.

In accessing the www.ofi-invest-am.com website, you agree that upon accessing and using this website, information on you may be collected (particularly on your browsing history) and that cookies may be installed on your computer’s hard disk (for statistical, and not identification, purposes). Please refer to our Cookie Policy for more information.

Our company shall hold confidential any personal data provided through the www.ofi-invest-am.com website (particularly any information disclosed to its human relations department), in accordance with all current laws and regulations.

However, we reserve the right to use your personal data that we have collected, as well as technical and browsing information, such as type of browser, Internet protocol address, pages visited, and average time spent on this website, in order to administer and process your investments and all related activities.

Please keep in mind that no guarantee is offered that an e-mail sent to us will indeed be received or that the content of said e-mail will remain confidential throughout its transmission via Internet.

In accordance with current regulations, you possess various rights over your personal data, including right of access, rectification and deletion of your personal data, as well as the following various rights pertaining to the processing of your data: the right to limit processing, the right to oppose processing, and the right to data portability.

If you have any questions on our Data Protection Policy or on the manner in which to exercise your rights, please contact our Data Protection Officer.

By e-mail: contact.rgpd.am@ofi-invest.com
By mail: For the attention of the Data Protection Officer (Délégué à la Protection des Données), Ofi Invest Asset Management, 22 rue Vernier, 75017 Paris, France

If you are not satisfied with the way we manage your personal data, our Data Protection Officer will strive to resolve any concerns directly with you.

We strive to reply to all valid requests within one month. However, this process could take longer if the request is particularly complex. You will be notified of such where applicable. To speed up the processing of your request, we may ask you to provide more details on what you wish to receive or on what concerns you.

In the event of difficulties or if you are not satisfied with the response provided to you, you may appeal to the French National Commission on Computer Data and Freedoms (Commission Nationale de l’Informatique et des Libertés (CNIL)), which is the local authority in charge of ensuring the protection of personal data, in order to make any claim:

By mail: CNIL, 3 place de Fontenoy, TSA 80715, 75334 Paris Cedex 07
Online through the CNIL website: www.cnil.fr

To find our more, please refer to our Data Protection Policy.

General provisions

If, for any reason, a portion of the “Terms and Conditions for Using the Website” or this “Regulatory information” is deemed to be unenforceable, the validity of all other portions shall not be affected. If our company tolerates a violation of a provision of rules thus enacted, such shall not be deemed a renunciation of its right to act against such violations in the future.

Drafting, publishing and updating of the website and its content

All data on the website that you are accessing are subject to the provisions of French law.

As such, any request pertaining to the terms and conditions and procedures of the design, drafting, publication or uploading of said website, as well as, more generally, any question pertaining directly or indirectly to any of these actions, must be addressed to: contact.corporate.am@ofi-invest.com.

Applicable law and jurisdiction

It is noted that all of this website and your use thereof are governed and interpreted under French law. In using this website, you agree that any litigation arising from the use of this website shall be subject to the exclusive jurisdiction of French courts to which you submit. It is also noted that it is your duty to comply with all applicable laws of the country from which you access the website.

Welcome to Ofi Invest Lux website

This site and the information, material and content provided in or accessed through this website is for information purposes only and does not constitute or form part of a recommendation or an offer to conduct transactions involving financial instruments. The information contained in this site may not be construed as investment advice as per Article 101 (3) (b) of the Luxembourg Law of the 17th December 2010 regarding undertakings for collective investment.

In making use of this site, you acknowledge that you have duly read this disclaimer. The information contained in this site is not contractual in nature. It may in no way be construed as an offer of products, recommendation and/or solicitation for offers to buy, nor is it an offer of securities to the public.

Any statements of opinion and/or estimates appearing on this site as well as any views expressed, and any projections, forecasts and statements relating to expectations of future events or the possible performance of financial instruments described herein reflect the analysis and interpretation of Ofi Invest Lux (hereinafter referred to as Ofi Invest Lux) of the information available to it at the time those comments are placed online. No representation is made or assurance given that such statements, views, projections or forecasts are accurate, or that the performance targets for financial instruments will in fact be reached. Investors must decide for themselves to what extent they may rely on such statements, views, projections or forecasts, and Ofi Invest Lux declines any liability in this respect. The information set out herein may be subject to updates, completion, revision, verification, verification and amendment and such information may change materially. Ofi Invest Lux is under no obligation to update, complete, revise, verify or amend such information.

In addition, Ofi Invest Lux declines any direct or indirect liability in the event errors or omissions in the contents of these pages and any use which may be made by anyone whatsoever, even should this service be interrupted or unavailable. In no event will Ofi Invest Lux be liable for any loss of profit or any other commercial damages, including, without limitation, direct or indirect, special, incidental, or consequential or other indirect damages, losses or expenses arising out of or in connection with the use of this site or including, without limitation, claims arising from malfunction or defects in this site or related software or inability to access or use this site by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or telecommunications or system malfunction.

Similarly, Ofi Invest Lux shall not be held liable for factors beyond its control and any loss or damage sustained to your technical environment, including your computers, software, networking equipment such as modems or telephones, or any equipment used to access or make use of this service and/or the information.

You hereby commit yourself to make only personal and non commercial use of the information contained in this site.

It is the responsibility of investors in any jurisdiction to satisfy themselves with respect to full compliance with the relevant laws and regulations applicable in their jurisdictions as regards any request for investment in financial instruments, including obtaining any requisite governmental or other authorisation, and adhering to any other formality prescribed in such territory.

Ofi Invest Lux and its contributors may in no way be held liable for any indirect damage suffered by an authorised user or any third party to whom the information contained in this site is not intended to be sent, such as, without this list being exhaustive, losses resulting from transactions carried out on the basis of the information contained in this site, lost profit, lost business or losses resulting from interruption of the service.

Any information regarding one or more financial instruments is provided “as is”, on an indicative basis, even if it has been drawn up based on reliable sources. It may in no way be construed as an offer made by Ofi Invest Lux to buy or to sell, subscribe or sell financial instruments or financial services.

Ofi Invest Lux declines any liability for any use that might be made of this information and for any resulting consequences, in particular as regards any decisions that might be taken or actions that might be undertaken on the basis of this information. In this respect, you remain the sole and unique party responsible for making use of this information any for any results obtained from this information. Moreover, it is your responsibility to verify the integrity of any information you receive over the internet.

You acknowledge that the use and interpretation of this information requires specific, in-depth knowledge of the financial markets.

Prior to any investment into one of the products described on this site, without relying exclusively on the information provided herein you must make your own appraisal of the product’s merits and risks from a legal, tax and accounting perspective, by consulting, if you deem it necessary, any investment advisors or any other competent professionals. The products and services described on this site may be subject to restrictions regarding certain persons or in certain countries under national regulations applicable to these persons or in these countries. As a result, users of this site must ensure that they are legally permitted to log on to this website in the country where the connection is based. None of the products or services presented here will be provided by Ofi Invest Lux to any person prohibited by the laws in their country of origin or any other relevant country.

You acknowledge that the aim of this website and the information contained herein is not to market or promote, in any form whatsoever, (i) Collective Investment Schemes from countries that are not Member States of the European Community or from States that has not signed the European Economic Area (EEA) agreement, or (ii) Undertakings for Collective Investment in Transferable Securities from other Member States of the European Community or from other States that have signed the European Economic Area agreement but which are not eligible to the mutual authorization recognition procedure provided under Directive 85/611/EEC of 20 December 1985. No information will be given regarding foreign Collective Investment Schemes underlying the funds managed by Ofi Invest Lux.

This website and its content is governed and interpreted by Luxembourg law. Any disputes resulting from it or relative to it will be submitted exclusively to the competence of French courts.

PERSONAL DATA

In order to respond to your expectations during browsing this website, we may request that you provide information about yourself for purposes of automated processing. The personal information collected as part of this website is required for the processing of your application.

As per Luxembourg Law of 2 August 2002 on the protection of persons with regard to the processing of personal data, as modified (the "Data Protection Law"), any automated processing of personal data, any non-automated processing of personal data contained or due to appear in files created by Ofi Invest Lux for the needs of this site are subject to the right of access and modification in application of abovementioned law.

INTELLECTUAL PROPERTY

This website is governed by international copyright and trademark legislation or, in general, intellectual property legislation concerning both its form (the choice, plan, layout of subject matter, the means of data access, the organisation of data, etc.) and each content item (texts, images, etc.). All content appearing in the pages of this site is the exclusive property of Ofi Invest Lux and its contributors. You hereby commit yourself not to make any use of this content and not to allow anyone whatsoever to make use of this content for illegal purposes.

As an exception, some content items (texts, images) are the exclusive property of their respective authors. Any reproduction, representation, broadcasting or rebroadcasting of all or part of the content on this website via any medium or using any process whatsoever (caching, framing), as well as any sale, resale, retransmission or making available of this content to a third party in any way whatsoever is prohibited. Failure to observe this prohibition constitutes an act of counterfeit which may entail the counterfeiter’s civil or legal responsibility.

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